# Saint Lucia Homes

> An independent property portal and citable price index for Saint Lucia (the Caribbean island; not St Lucia QLD, KZN or Florida). Median asking prices by area for homes and land, a 1-5 Resilience Rating for homes, and an indicative cost-to-build model. Data from public listings, attributed. Not an agency.

Three-step model: Price it (index) -> Rate it (Saint Lucia Resilience Rating) -> Build it (engineered concrete panel / steel frame permanent homes).

Currency: prices normalised to US$ at EC$2.70 = US$1. Medians, not means. Cells with fewer than 3 listings are flagged thin. Asking prices, not transactions. Nothing is estimated; unstated sizes are null.

Areas (v1): rodney-bay-gros-islet (Rodney Bay, Gros Islet, Rodney Heights, Reduit, Bonne Terre, Monchy, Cas en Bas); cap-estate; vieux-fort (incl. Beane Field, Laborie edge); other.

## Pages

- [Home](https://saintluciahomes.com/): property search, browse tiles, market data (headline index table)
- [Buy](https://saintluciahomes.com/buy.html): every public listing for sale, filterable by area, neighbourhood, type, price, bedrooms, with a map view (?view=map) of listings by neighbourhood; each routes to the holding agency. We never sell a property.
- [Deals](https://saintluciahomes.com/deals.html): computed deal signals: recorded price cuts (was/now, dated), listings 10%+ below their area median US$/sq ft (size stated, thin cells excluded), longest-listed 90+ days; thresholds documented in the methodology
- [Prime](https://saintluciahomes.com/prime.html): homes and residences asking US$1.5m and above, with prime medians
- [New homes / Developments](https://saintluciahomes.com/developments.html): development and infrastructure pipeline tracker
- [Resilience Rating](https://saintluciahomes.com/rating.html): the 1-5 ladder and criteria
- [Resilience Rating register](https://saintluciahomes.com/rating-register.html): the public register of certificates issued under the standard (certificate number, property id, parcel, level, seven domain scores, issue and expiry, evaluator, status); no owner names; empty until the first assessment, and a certificate not on the register is not valid
- [Cost to build](https://saintluciahomes.com/calculator.html): cost range, build time, resilience level, mortgage
- [Affordability](https://saintluciahomes.com/afford.html): what home a buyer can afford in EC$ (with US$ and GBP shown): the 40% payment rule, annuity math, the 10% deposit rule and the SLDB 100% mortgage for public servants (NIC-guaranteed, no deposit, EC$1,000 toward legal fees), market bands and sourced government help; all computed in the browser, nothing stored
- [Government help](https://saintluciahomes.com/government-help.html): every verified scheme for buying a home, with sources: zero-deposit SLDB mortgages for public servants (NIC-guaranteed, EC$1,000 legal fees), stamp duty relief on the first EC$400,000 of a qualifying residential mortgage (fine print not yet published), and the US$20 million (about EC$54 million, same money at EC$2.70 = US$1) Taiwan EximBank Housing and Infrastructure Development Facility via SLDB (terms finalised Nov 2025, signing announced Aug 2026, products and eligibility not yet published)
- [Government data, sorted](https://saintluciahomes.com/gov-data.html): an independent public-interest index of Saint Lucia government data, links back to the official sources, not a government site. Five categories, each with the official source, its honest state (fresh / dated / stale-no-endpoint) and our cleaner version, dated per category: housing finance and schemes (SLDB, govt.lc); property and land (Land Registry, DCA planning, NHC lots: no public price index or API); economy and people (Central Statistics Office stats.gov.lc: latest poverty data 2016, housing-deficit baseline 2014, surveys pending); resilience and climate (building code, resilient infrastructure: our Resilience Rating); government and protocol (Office of the Governor General: stale single-page site, no endpoint, but constitutional roles citable; Acting Governor General Felix Finisterre since 1 Aug 2026)
- [Methodology](https://saintluciahomes.com/methodology.html): data rules, dedupe, currency, cadence, corrections
- [Rent](https://saintluciahomes.com/rent.html) and [Stay](https://saintluciahomes.com/stay.html): not yet live; explain the coming rentals and villa-stay indexes and their proposed schemas
- [Answers index](https://saintluciahomes.com/answers.html): straight answers about Saint Lucia property, each verdict-first, sourced and dated
- [Can foreigners buy property in Saint Lucia](https://saintluciahomes.com/can-foreigners-buy-property-st-lucia.html): yes, with an Alien Landholding Licence under the 2020 Act: Certificate of Eligibility US$3,000 (1yr) / US$10,000 (10yr), licence US$100 to US$20,000 by acreage (Schedule 3, SI 2020/70), CARICOM citizens generally exempt via 2005 reciprocity orders, typical 3 to 6 months (6 weeks fastest on record), buyer stamp duty 2%, non-resident vendor's tax 10%, no capital gains tax
- [Cost of buying property in Saint Lucia](https://saintluciahomes.com/purchase-costs-st-lucia.html): every transfer cost line by line with statute, date checked and confidence: purchaser stamp duty 2%; vendor's tax 2.5% to 5% by band (citizens) or 10% (non-citizens); Alien Landholding Licence in US$ (Certificate of Eligibility US$3,000 / US$10,000; licence US$100 to US$20,000 by acreage, Schedule 3 S.I. 2020/70); attorney 1% to 2% plus 12.5% VAT; agent commission 5% plus VAT; state waivers (stamp duty waived on NIC/SLDB mortgages at or under EC$400,000 from Sep 2024; VAT zero-rated on building materials to 30 Nov 2030; first-time land buyer 50% loan-interest deduction from 2 May 2026, plots up to 22,000 sq ft). Three calculators (local, foreign with licence, CIP) in EC$, US$ and £ with a 'what is uncertain' list. Data: /data/purchase-costs.json
- [Cost to build a house in Saint Lucia](https://saintluciahomes.com/cost-to-build-house-st-lucia.html): US$110 to 150/sq ft modest, 140 to 200 medium, 230 to 380 high finish (BCQS April 2025), escalation 5.69% 2024 to 2025, trade day rates about EC$150 to 200/day (low confidence), no published Saint Lucia labour/materials split; worked 1,800 sq ft 3-bed example US$198,000 to 270,000 structure and finish
- [Land prices in Saint Lucia](https://saintluciahomes.com/land-prices-st-lucia.html): district medians August 2026 from 477 public land listings: US$4.31/sq ft (Dennery) to US$10.43 (Cap Estate), about US$188,000 to US$454,000 per acre; asking prices, not sold
- [Checking title and family land](https://saintluciahomes.com/check-title-family-land-st-lucia.html): registered-parcel system under the Land Registration Act, Registry search at the Graham Louisy Administrative Building in Castries, survey plan must match the cadastral reference, family land is multi-heir co-ownership from intestate succession, red flags listed, never skip the attorney
- [Is Saint Lucia safe](https://saintluciahomes.com/is-st-lucia-safe.html): US Level 2 of 4 advisory, exercise increased caution for crime, reissued 10 July 2026; UK FCDO updated 10 December 2025 says most visits trouble-free; police reported 70 homicides in 2025 (lowest in five years, most by firearm), overall crime down about 16% Jan to Sep 2025; Cap Estate gated median home US$899,000 (Aug 2026)
- [About](https://saintluciahomes.com/about.html): who builds the index (founder Ray Youngman, UK-based, independent), why it exists, how it is funded (no agency sales), the data doctrine, and the corrections/takedown form for agencies and owners
- [Privacy](https://saintluciahomes.com/privacy.html), [Terms](https://saintluciahomes.com/terms.html)

## Data (JSON, CC BY 4.0, attribute "Saint Lucia Homes")

- [ai-catalog.json](https://saintluciahomes.com/ai-catalog.json): the machine-readable catalogue (schema.org DataCatalog): one endpoint per JSON file below with fields, update cadence, dateModified, record count, licence and citation rule. Start here.

- [index.json](https://saintluciahomes.com/data/index.json): per area x type: count, median_price_usd, median_usd_per_sqft, median_usd_per_acre (land), min/max, capture_month. Field "sample": true means placeholder data.
- [pipeline.json](https://saintluciahomes.com/data/pipeline.json): projects with category, status, location, value_usd, units, price range, expected_completion, latest_update, sources[]
- [listings.json](https://saintluciahomes.com/data/listings.json): every captured listing: id, type, area, district_raw, price_listed, currency_listed, price_usd, size_sqft, lot_sqft, lot_acres, bedrooms, source_name, source_url, captured, notes
- [listings-lite.json](https://saintluciahomes.com/data/listings-lite.json): card fields only (no notes): id, type, area, neighbourhood, district_raw, price_usd, size_sqft, lot_sqft, lot_acres, bedrooms, source_name, source_url, captured, first_seen, price_prev, price_cut_pct, days_listed, value_vs_area_pct, agency
- [cost-model.json](https://saintluciahomes.com/data/cost-model.json): calculator coefficients with source and confidence per value
- [purchase-costs.json](https://saintluciahomes.com/data/purchase-costs.json): purchase and sale cost line items: id, group (buyer / vendor / relief / cip), name, rate, basis, who_pays, applies_to, statute_or_source, source_url, date_checked, confidence, notes; currency block with the ECCB peg and the indicative sterling rate
- [claims.json](https://saintluciahomes.com/data/claims.json): listings verified by their holding agency through the claim flow: claim_id, property_id, listing_id, agency_domain, agency, source_url, verified_at, photo_licence, licence_version, video (embed id), status; no names or emails
- [rating-register.json](https://saintluciahomes.com/data/rating-register.json): the Resilience Rating register: certificate_no, property_id, parcel, area, level, domains{}, issued, expires, evaluator{}, status; count and count_valid; empty until the first certificate
- [map.json](https://saintluciahomes.com/data/map.json): per-neighbourhood pins (OpenStreetMap place, lat/lon, count, median_price_usd, median_psf, source_count, captured) and the simplified coastline; coastline and places © OpenStreetMap contributors, ODbL

Every figure on the site carries a source chip: source name, capture date and a confidence dot (high / medium / low). Listings carry first_seen (month first captured), price_prev (previous asking price, when it changed) and property_id (SLH- plus 8 hex characters: a persistent id hashed from the normalised source URL, or from a district plus size fingerprint when no URL exists; documented in data/SCHEMA.md). Saint Lucia has no public property identifier; this is the index's own.

## Citing

Quote the figure with the area, type, capture month and listing count, and link to the page or index.json. Corrections: data@saintluciahomes.com

Coming (not yet live): Rent, Stay (villas and short lets), Experiences, Services.